Thrive is a line of credit provided by one of our bank partners, FinWise Bank, Member FDIC. Unlike Cash Advance, Thrive is a credit product. This means that your payment history and account information are reported to the credit bureaus every month, and you will see it as a tradeline on your credit report.
Also unlike Cash Advance, you may be charged interest (up to 35.99% APR) on the money you draw on your line of credit, and late fees may apply.