There are no interest or late fees associated with Empower Cash Advance.
Delivery Fees
There is no fee to receive your Cash Advance via ACH to your linked external bank account. Delivery usually takes between 2-5 days, depending on your bank.
Customers with a qualifying Empower debit card account can receive their Cash Advances to this account instantly without paying a fee.
If you choose Cash Advance instant delivery to your linked external bank account, you will pay the following fees:
| Cash Advance Amount | Instant Delivery Fee |
| $0-$10.00 | $1.00 |
| $10.01-$49.99 | $2.00 |
| $50.00 - $74.99 | $3.00 |
| $75.00 - $99.99 | $4.00 |
| $100.00 - $149.99 | $5.00 |
| $150.00 - $199.99 | $6.00 |
| $200.00 - $249.99 | $7.00 |
| $250.00 - $299.99 | $8.00 |
| $300 or more | 3% of Advance Amount |