Crush your financial goals with Empower. Managing money should be easy for everyone, so we created our app to make this possible! We offer the following features and more:
Cash Advance: Get up to $250 direct to your bank account. Eligibility requirements apply.* Pay us back later with zero interest.
Interest Checking: Earn 0.05% APY** on all your money with no minimum balance required when you have a high interest checking account with us.
Automatic Savings: set your weekly savings goal and let us figure out how to make it happen for you. We monitor your checking account balance every day, including the type and speed of cash inflows and outflows, to detect when you’ve got excess cash vs. when you’re running low on cash. We set aside money in your AutoSave when you can afford to do so.
Effortless Budgeting: customize your budget categories and stay on top of your spending 24/7. Set budgets for every aspect of your life and get real-time alerts on paychecks, bills, and purchases.
Smart Recommendations: enjoy proactive recommendations on how to earn more and uncover extra savings. We monitor your money and send you updates. Think notifications like: bill increases, missed bills, bank fees, credit utilization, and more.
*Minimum direct deposits to an Empower Checking Account, among other conditions, are necessary to qualify for instant delivery and advances greater than $50.
**Banking services provided by nbkc bank, Member FDIC. 0.05% Annual Percentage Yield (APY) may change at any time. APY of 0.05% as of March 30, 2021. Empower charges an auto-recurring monthly subscription fee of $8 after your first 14 days.