Crush your financial goals with Empower. Managing money should be easy for everyone, so we created our app to make this possible! We offer the following features and more:
Automatic Savings: set your weekly savings goal and let us figure out how to make it happen for you. We monitor your checking account balance every day, including the type and speed of cash inflows and outflows, to detect when you’ve got excess cash vs. when you’re running low on cash. We set aside money in your AutoSave when you can afford to do so.
Effortless Budgeting: customize your budget categories and stay on top of your spending 24/7. Set budgets for every aspect of your life and get real-time alerts on paychecks, bills, and purchases.
Smart Recommendations: enjoy proactive recommendations on how to earn more and uncover extra savings. We monitor your money and send you updates. Think notifications like: bill increases, missed bills, bank fees, credit utilization, and more.
Human Coach: get personalized coaching for any financial question on your mind. Our human coaches are on standby to help you through any financial challenge.
High-Interest Checking: No hidden fees, no minimums. FDIC insured up to $250,000. If you opened your account before 1/1/2020, you earn 1.40% APY on all your money.* If you opened your account after 1/1/2020, you earn 1.60% APY.
*Once you transition and open a new account with our new banking partner nbkc, you will earn 1.60% APY on the new account. Learn more about the transition here.