To start your Empower account, you will need to:
✅ Be 18 years old or older
✅ Hold a bank account with a U.S. financial institution
✅ Have a mobile phone number that can operate in the U.S. and can receive SMS messages
If you would like to open an Empower bank account, you will also need:
✅ A valid SSN
✅ A valid U.S. physical residential address
