There are no hidden fees with our high-interest checking account – no overdraft fees, no insufficient fund fees, no monthly maintenance fees, and no foreign transaction fees.
The Empower experience is free for the first 30 days, then $6 per month to access all of the features. This includes automatic savings, easy budgeting and spend-tracking, a human coach, and more!
Your monthly subscription fee will be charged after your 30-day free trial period. We will take this from the account you linked during the sign-up process on the same day every month.
We cover up to 3 ATM fees and up to $10 per fee every month. This includes fees charged by ATMs used during international travel. Fee reimbursements should be automatically credited into your account after they occur.
Foreign exchange fees are charged on international transactions and that amount is 1% of the total transaction amount.
Check out our fee schedule here.
*Accounts opened before 1/1/2020 will have access to a network of free ATMs with 1 ATM fee reimbursement a month (see here). There are also no foreign transaction fees on international transactions.