There are no hidden fees with our high-interest checking account – no overdraft fees, no insufficient fund fees, and no monthly maintenance fees.
The Empower experience is free for the first 14 days, then $8** per month to access all of the features. This includes automatic savings, easy budgeting and spend-tracking, a human coach, and more!
Your monthly subscription fee will be charged after your 14-day free trial period. We will take this from the account you linked during the sign-up process on the same day every month.
We cover up to 3 ATM fees and up to $10 per fee every month. This includes fees charged by ATMs used during international travel. Fee reimbursements should be automatically credited into your account after they occur.
Foreign exchange fees are charged on international transactions and that amount is 1% of the total transaction amount.
Check out our fee schedule here.
**Customers that signed up prior to 7/29/2020 will continue to pay $6 monthly for their subscription.
Please keep in mind that deleting the app does not unsubscribe you.
The $8 fee is for the banking and budgeting tools and does not have an association with advancing.