There are no hidden fees with our Empower Card account – no overdraft fees, no insufficient fund fees, and no monthly maintenance fees.
The Empower experience is free for the first 14 days, then $8** per month to access all of the features. This includes automatic savings, easy budgeting and spend-tracking, and more!
Your monthly subscription fee will be charged after your 14-day free trial period. We will take this from the account you linked during the sign-up process on the same day every month.
Foreign exchange fees are charged on international transactions and that amount is 1% of the total transaction amount.
Check out our fee schedule here.
**Customers that signed up prior to 7/29/2020 will continue to pay $6 monthly for their subscription.
Please keep in mind that deleting the app does not unsubscribe you.
The $8 fee is for the banking and budgeting tools and does not have an association with advancing.